BBB A+ Rated · Licensed Credit Counselors

Rebuild Your Credit.
Regain Your Confidence.

Credit Repair Solution helps you identify inaccurate and unverifiable items on your credit report, challenge them on your behalf, and build a clear plan toward a healthier score.

No upfront fees 100% confidential Cancel anytime

Free Credit Consultation

Answer a few quick questions and a certified credit specialist will reach out within one business day.

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How It Works

Three simple steps to a better credit report

We do the heavy lifting. You focus on life.

Free credit review

Talk with a certified specialist and get a confidential analysis of your credit report and goals.

We challenge inaccuracies

We draft disputes and letters, file them with the bureaus and creditors, and track every response.

Watch your progress

Follow your score journey in a clear dashboard and adjust strategy as your report evolves.

Healthy credit, built to last

Keep momentum with credit building tools and guidance that protect the progress you make.

Our Services

Targeted credit repair, done right

From disputing negative entries to building new credit, every service is built around your unique report.

Credit Report Analysis

Every account, inquiry and remark on your reports from the three major bureaus, reviewed line by line.

Dispute Management

We challenge inaccurate, outdated or unverifiable negative items with the bureaus on your behalf.

Goodwill & Deletion Letters

Persuasive correspondence requesting goodwill adjustments and early removal from creditors.

Debt Validation

We verify the legitimacy of collection accounts and demand proof where required by law.

Score Building Tools

Secured cards, authorized user strategies and coaching to help your score climb and stay up.

24/7 Progress Tracking

Follow disputes, score changes and next steps in a secure client dashboard, anytime.

Real people, real progress

An example of the journey our clients experience:

748FICO 8
612starting
+136 points removed from 3 reports in 11 months
Late payments and collections addressed
Proven Process

Your score isn't set in stone

Studies and bureau data show that credit reports commonly contain errors. Many negative items can be challenged when they are inaccurate, unverifiable or too old to be reported.

  • Line-by-line audit of all three credit reports
  • Strategic dispute planning for the items that matter most
  • Continuous follow-up until each item is resolved
  • Transparent pricing — no hidden fees, cancel anytime
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Client Stories

Trusted by thousands across the country

“

I had no idea how many errors were sitting on my report. Credence found three accounts that weren't even mine and got them removed in the first two months.

MR
Marcus R.Credit score: 612 → 748
“

After a rough few years, my reports were a mess. The team explained everything in plain English and kept me updated at every step. Truly premium service.

AL
Angela L.Collections removed from all 3 reports
“

I was skeptical about credit repair, but the free review alone was worth it. They found a duplicate medical collection that dropped my score 40 points.

DT
David T.Approved for first mortgage in 5 years
“

The dashboard makes it easy to see exactly what's happening with my disputes. No vague updates — just clear progress I can follow.

SH
Sara H.Late payments removed · 90 point gain
Questions

Frequently asked questions

Most clients see movement within 3–4 months. Full results typically take 6–12 months depending on how many items need to be addressed and how responsive creditors are.
Yes. The Fair Credit Reporting Act gives you the right to dispute inaccurate information on your credit report. We simply exercise those rights on your behalf.
Our first credit review is always free. Paid plans start at $69/month with no long-term contract and no upfront fees. See our pricing page for details.
Get Started

Ready to see what's really on your report?

Claim your free credit review today. No credit card required, no obligation, completely confidential.